Kimberly Renquest, Senior Loan Officer at Luminate Bank
First Time Homebuyer
First-Time Homebuyer
First-Time Buyer $ Estimate
Why First-Time Buyer Programs?
First-Time Buyer Requirements
First-Time Buyer FAQ
Free First-Time Homebuyer Guide
Ready to Buy Your First Home?
Loan Programs
Buying your first home is one of the biggest milestones in life. makes it simple, stress-free, and even exciting. From pre-approval to closing day, we are with you every step of the way.
Whether you are dreaming of a cozy starter home or a place to grow your family, we have the programs, tools, and expertise to turn that dream into keys in your hand.
See what your monthly payment could look like as a first-time buyer. Includes principal, interest, taxes, and insurance.
Estimated Monthly Payment
$2,847
First-time homebuyer programs are designed to remove the barriers that keep renters from becoming owners. With lower down payment requirements, flexible credit guidelines, and down payment assistance options, these programs make homeownership achievable sooner than you might think.
Common questions about buying your first home, answered.
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First-Time Homebuyer Guide
A complete roadmap to your first home purchase.
Let find the best first-time buyer program for your situation. Get personalized guidance and a clear path to homeownership.