Commercial real estate financing for business owners, investors, and developers. SBA, conventional, bridge, and construction loans for office, retail, multifamily, and industrial properties.
Commercial Loans | Luminate Bank
Commercial real estate financing for business owners, investors, and developers. SBA, conventional, bridge, and construction loans for office, retail, multifamily, and industrial properties.
Commercial Loans
Why Commercial Loans?
Commercial Loan Requirements
Who Qualifies?
Commercial Loan Programs
How Commercial Loans Work
Commercial Loan FAQs
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Loan Programs
Financing for business owners, real estate investors, and developers. From office buildings to multifamily complexes, we connect you with the right capital for your commercial property goals.
Owner-occupied and investment property financing with competitive terms and flexible underwriting.
Commercial financing is built around the property's income potential and the business's financial strength, not just personal pay stubs. That means business owners, investors, and entrepreneurs can access larger loan amounts and more flexible qualification standards than traditional residential programs allow.
Whether you are acquiring your first office building, expanding a multifamily portfolio, or developing ground-up construction, we offer access to capital that scales with your vision.
Commercial financing is designed for borrowers who want to build wealth through business real estate or expand their existing operations.
From SBA-backed small business loans to large balance commercial real estate financing, we match you with the right program for your deal.
A clear path from application to closing. We coordinate with lenders, appraisers, and third-party consultants to keep your deal moving.
Common questions about commercial real estate financing.
Whether you are buying your first office building or refinancing a multifamily complex, we will connect you with the right commercial financing strategy.